Citi Platinum Rewards Credit Card Review

Loans? Credit Cards? Bank Account from Citi? Please use my referral code: here.

If you're going to apply for a card and get approved before September 31, 2017, you may be able to avail a Nike Gift Certificate worth P 6,000.00 and you're eligible sa no annual fees na promo. Online applications lang kaya use na my referral link! hehehe. 



It's been a while since I posted about Finance... lol. It's been a while since I posted anything.


Anyway, so I was at the bank earlier and I overheard someone applying for a credit card. Hmmm... gusto ko sabihin. "Ate, mag online ka na lang tapos gamitin mo referral link ko." Chos. HAHAHA. Kaya nilagay ko na lang dito. 




If you've been in this blog before, I've posted several articles regarding credit cards and their FAQs which I have linked below.


BDO JCB Lucky Cat Credit Card - the journey began with this card in 2013. Link: here. (Yes, 2013 self? Gusto mo pala ng may Miles? Hahaha. Grabehan din eh.)


BPI Family Credit Card - got my second card in 2015. Link: here. (Yes, 2015 self? Ano gusto mo patunayan sa out-of-the-country at out-of-town go push mo?? HAHAHA. Kakaloka siya, bes oh)

Two years later I had another anyare moment...

I was approved of two Citi Credit Cards: Shell Gold and Citi Rewards. Kumakain kami sa BonChon tapos may lumapit sa'min na representative nila na naga-alok ng credit card e ako naman diba, sige, as if ma-approve, binigay ko pangalan ko. Sabi tatawag daw sa'kin e 'yung week na 'yun, wala naman tumawag edi Kfine. Hindi man lang ako pinakinggan. Denied. Lampake. hahaha. Kaso, biglang may nag-email sa'kin na Congrats daw on my card... LUH?! Welcome to a world of rewards daw.... LUH 2x?!! Pero Salamat sa tiwala, Citi! Nawa'y maayos ko 'to hanggang forever and ever. 






Kaya ayan, I'll be focusing on Citi Rewards. Hangga't di nila ginagawa 'yung kagaya sa BDO na may two years valid na visa ang may-ari ng Gold Card sa South Korea e hindi ko sila ib-blog. Char! Kaloka kasi. Thanks, Shell. Alam mo 'yung di ako nagd-drive pero Shell talaga 'yung isa. :))) Sign na ba 'to, universe?! Hmm... 



Anyway dahil ang dami ko ng sinabi...




Sabi sa website nila, with Citi Rewards you'll be able to:



Earn never-expiring Rewards Points (P30 = 1 Point).
Get 3x Rewards Points when you shop, dine or book Cebu Pacific tickets.
Use your Points to pay for your purchases at over 1,000 shops, cinemas and restaurants nationwide.



Ito na nga, gusto ko ng Miles, gusto ko ng Visa edi binigyan ako ng Citi Rewards Card eventually na dinadasalan ko talaga everytime na nas-swipe. "May I have enough to pay for this expense, Lord." Mga ganyan. :)
.


I have always been a fan of Reward Cards. Diba, may reviews ako ng SM Advantage cards, Happy Plus card etc. Basta may points and loyalty card 'yan at gusto ko naman dun, count me in eh.


Kasi, gumagastos ka naman. Mawawalay din naman sa'yo 'yung pera edi dun ka na sa may babalik sa'yo. Hindi man agad at hindi man marami pero eventually, meron. Sa totoo nyan, medyo malungkot nga 'yung JCB card ko kasi 4 years na kong nagi-ipon ng points nun pero wala ako magamitan (Hmm, maliban sa pa-100.00 na gift certificate at discounts sa mga food establishments kaya love ko pa rin my Lucky Cat) pero ito na nga si Citi, juskolord sana maka-earn ako ng enough points. Roundtrip ticket pa-Europe talaga pagi-ipunan ko sa points. HAHAHAHA.


Para sa'ting mga abangers sa Piso Sale ng Cebu Pacific, o diba? Instant bayad ka na nga through your credit card, 3x pa ng points pag nag book ka! Eng seye seye. Tama nga sila 2013 self at 2015 self. Hahaha. Basta ang masasabi ko lang talaga, future self. Be responsible sa gastos. Ingatan mo 'yang mga cards mo.




Interested in applying for a Citi Rewards Card? You may apply online and you may use my referral code: HERE.



Bakit online application kamo? Kasi if you're going to apply for a card and get approved before September 31, 2017, you may be able to avail a Nike Gift Certificate worth P 6,000.00. Take note ah. Online applications lang kaya use na my referral link! hehehe. 



Citi Rewards Card referral link: here. #parasaekonomiya




Ladlaran sa referral link.. pwede naman 'to diba? Sabi naman i-share sa mga social networking sites e site ko naman 'tong blog. Hahaha. 





God bless us all!!!



Good luck on your first credit card!

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