celebraTINg exisTENce

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Got my invite and Bench merchandise today.

The supposed-to-be-title of this blog post was, "No more lower box tickets available for Lee Min Ho's fanmeet. I cry. :(" But thankfully I was able to find one this afternoon. As in it's the last available invite in the bench store I went at.

Lee Min Ho as Global Benchsetter March 2014's Funmeet Mechanics link: here.

I was actually at SM North yesterday but when the cashier was done punching all my items, she told me that there's no more Lower Box invite left and she was recommending that I buy Patron (worth P 1,600.00) instead. It's not an option since I want to stay at somewhere close yet I'm seated so I asked her to just void everything. It's either Lower or Upper Box for me. Pero bet talaga ang lower box. Huhuhu.

I was so disappointed yesterday and then decided that I shall go to other Bench stores today to look for invites. Ganun ka-adik? I was at Herbench (lesson learned) and asked the cashier first if they had invites, they had none so I left. Incidentally, my friend texted me to ask where I was so I was able to ask her if there's another Bench branch in that mall (Ayoko kasi nagtatanong sa authorities. Hadn't she replied, hindi ko siguro mahahanap) and she told me that there is. I replied, "Pupuntahan na ba kita o puntahan ko muna 'yung sa Bench?" Half my mind wanted to go to her immediately but then the other half (that part which controls my feet) was already making my feet walk. Nagtanong pa 'ko kung hindi rin pala ko maghihintay ng reply. hahaha.

So there, long story short, I had to visit three stores just to get this invite. Aarte pa ba na hindi bra ang nabili ko? hahahahahahahahahhaha.

Summer na summer lang peg ko.

Flip-flops, neon pink na bag pack, and So Inlove na eau de toilette. :))

Cute din ng design ng paper bag nila, #LiveLifewithFlavor. Yes, Bench. Ang pangit naman ng life pag unflavored. Hindi masarap. Nye. -_-

The Global Benchsetter fanmeet on the 21st shall start at 7:00 PM!

Dear Blogosphere Fairygodmother, kahit isang picture lang kasama si Lee Min Ho please! Paki-push! :D :D :D

오빠, 나랑 사진 찍자. 응?

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You can't apply for SM Prestige immediately. You'd have to own an SM Advantage card first, spend a cumulative amount of P 300,000 or more at SM establishments and only then can you get upgraded to this elite membership. An e-mail shall be sent to you by SM when you've reached the spending level.

Privileges and perks of owning an SM Prestige Card and the reason why I don't watch movies at SM Cinemas anymore.

It has been almost five months since the Super Junior concert which caused us heartbreak because we wasted P 3,500 each. Here's the blog post and rant about the poorest of the poor customer service combined with poorest of the poorest product and service knowledge of SM Tickets and E-Plus staffs. Link click: here. I don't think I'll spend even a centavo for an e-plus reload again because those staff from the concert have tainted what "e-plus convenience" means to me. If something goes wrong, they aren't liable for anything... really not worth it so I'd rather use cash.

Until now, no one has contacted us regarding our complaint (alam kong umaasa sa wala) and okay, in our own little ways, we're trying to get back at them by not watching movies in SM Cinemas. Kapal e noh. Laki kasi naming kawalan eh. hahaha. I have seen more than 15 movies in the last five months and watched them at Eastwood, Promenade, Greenbelt, Glorietta, Gateway, Market! Market!, Shangri-la, Trinoma and Robinson's Magnolia cinemas. Oo na, alam kong napaka lakwatsera ko.

There was this one time, we were at SM Aura to eat and we decided to watch Frozen but since it was SM, I refused so we transferred to another mall. Imagine the hassle, effort, and price of rebelling! Hahahahaha. But in all fairness (not saying this because I have a grudge against E-plus and SM Tickets), the cinemas/theaters that I enumerated earlier have better cinematic experience than SM Cinemas. hehe. Better seats, better big screens, and better sounds etc.

Lelz anyway,

Last month, my SM Advantage card got elevated to SM Prestige card. I am now an official Prestige card holder. I've/We've spent more than P 300,000 in less than two years of being an advantage card holder.

And as a Prestige card holder, what can I enjoy?

Got these from their website:

Valet shopping (with prior reservation), priority fitting rooms and concierge services at The SM Store. Concierge services include gift wrapping, bill payment assistance and other member-related services.
Courtesy check-out lanes in SM Supermarket and SM Hypermarket.
Free access to the SM Prestige Lounge.
Free delivery(with minimum purchase) at SM Appliance Center and Ace Hardware.
Personal shopping assistance from a toy specialist at Toy Kingdom.
5% discount (with minimum purchase) at Sports Central and Nike.
Exclusive discounts and freebies from hundreds of Prestige Lifestyle Partners such as restaurants, hotels & resorts, spas & fitness centers, boutiques and specialty establishments.

As in shems, diz is da lyf.

Once we went to SM North to buy something and the line at the cashier was long (sale kase) then the other cashier Ate was shouting,

"Dito na po 'yung Prestige Card holders. Wag na po kayo pumila dyan."

Parang ako, "Oh okay, I'm so sarreh. Ang sossy ng card ko, guys."

Experienced the same V.I.P treatment and convenience in Save More and in their The SM Store fitting rooms.

Even so, none of these perks would make me forget the pain those E-Plus staffs from five months ago gave us. Hahahaha. Medyo bawal magpatawad eh.

Since boycotting The SM Store as a whole will just bring me hassle. This powerless and voiceless "revenge", duh as if naman nararamdaman nila talaga ang kawalan sa'kin, is just an inconvenience on my part.

I'll just utilize my new Prestige card and take advantage of it in every way possible and then continue not patronizing SM cinemas and E-plus just because. Just because hindi ako makalimot. OA. Hahahaha.

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I-caps lock mo para intense.

Hindi ko alam kung bakit ako nagta-type ng blog post na 'to eh. Ako na aminadong hindi naman matipid pa ang may ganang magsulat nito. Kung di ba naman medyo counterproductive na magsabi akong mag-ipon pero hindi naman ako 100% na ganun. Ayyy, gusto ko na magbago okay. Sino pa ba kasing magdadamayan kundi tayo-tayo na lang rin na gustong maka-ipon, diba? HAHAHAHA. Meron kasi akong gagastusan sa May tas naubos ko 'yung naimpok ko, (impok haha ang TMI lang). Sa totoo niyan kaya ko 'to naisip kasi may nagulat kanina na may ATM card raw pala ko, may sinabi raw sakanya dati na mahirap mag-open ng ganung account. Gusto ko sanang gawin 'to 'yung tipong nakatulog ako ng maayos para mas matino ng very very light, hindi 'yung ngayon na 1 oras lang tulog ko tas lakas ko pa mag-post. Pero dahil sa impulsive at medyo impatient akong tao. Push ko 'to! Sana may matinong maisulat.

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Siguro this post would be more applicable to students or those who don't know much about Savings Account. Basics lang po 'to and some reasons why you might want to open your own S.A. too.

Napansin ko na maraming tumitingin ng tungkol sa savings bank na posts ko. Nilagay ko 'to rito almost ten years ago and thanks, everyone, for continuously accessing them but we now have better options if we're talking about the interest that our money will gain while deposited.

Unfortunately, I wasn't able to keep the two bank accounts that I wrote about before and stuck with BDO because there's a branch a few blocks away from home making it the most convenient traditional bank for me at the moment. And well, my credit card is still with BDO so yeah.

While the information in this post are still relevant. Digital banks are emerging these days and I made the switch. Here's my review of two Digital Banks here in the Philippines:

Go Tyme Bank and Seabank

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ANYWAY,

TALAGA? MAY ATM KA?

Meron. I actually have three Savings Account in three local banks. Oyy, before getting the wrong idea. Hindi lahat 'yun may laman, wish ko lang talaga. hahahaha. Hobby lang ganyan. May collection ng ATM cards. Joke. Meron kasi iba't ibang purposes 'yun kung bakit tatlo.

Kung sa tingin mo e mahirap mag-open ng Savings Account, mahal o kaya kulang ka sa requirements, think again for a million times more. Basta may valid ID ka (madali lang naman magpagawa kung wala) at opening balance, makakahanap ka ng banko na tatanggap sa'yo o bagay sa'yo.

Hindi naman na dapat nakakagulat kung may Savings Account ang isang tao, sino ba sa'tin ang ayaw maka-ipon? Ako gusto ko, panglakwatsa. hihihi.

*We have several banks in the Philippines and each of them has different requirements, opening balance and minimum balance.

For starters, you might want to consider these two savings account:

1. BPI Easy Savers Savings Account
2. Eastwest Bank Basic Savings Account

Okay na? Nabasa mo na?

If your goal is to save money, I'd recommend opening BPI EASY SAVERS.

Sobrang nakakahinayang mabawasan ng P 5.00 per withdrawal, seryoso. Kaya ang ilalagay mo lang dun is 'yung for savings mo na talaga at hindi 'yung pera na kaya mo lang nilagay kasi trip lang. Sige ka, P 5.00 'yan for every withdrawal. Paano pa kung sa ibang bank na ATM ka magwi-withdraw? Daming charges! Dagdag motivation na rin siguro to save kung alam mong bawat withdraw mo eh may mababawas sa pera mo.

If your goal is to have an account to place your money in before spending, I'd recommend opening Eastwest Basic Savings Account.

Okay fine. Syempre mago-open ka niyan 'cause you want to save diba pero if you're like me na arte lang or kasi ayoko lang ng cash, ito Basic Savings Account na.

Kasi diba, may klase ng savings na hindi long term? Tipong tipid mode ng kaunti to buy something after a month or after a few weeks? Yan, feel ko mas okay 'to. Maliban sa VISA kasi 'yung card e wala masyadong charges kapag nagwi-withdraw (lalo pag Eastwest Bank din 'yung ATM) at wala rin charge kapag may P.O.S transactions.

BAKIT NGA BA KAILANGAN NG SAVINGS ACCOUNT?

Hindi naman basic need ang Savings Account but we need one if we want to start managing our money better. Naks, lakas e noh. Parang nama-manage better nga. hahahaha.

Okay, magde-depende 'to sa kung anong sitwasyon mo, case to case basis. Bakit mo nga ba kailangan?

Para sa'kin, kaya ako merong Savings Account kasi:

1. Hindi effective sa'kin maghulog sa piggy bank o sa alikansya ng cash. Yes naman, alikansya. haha. Loko lang wala na 'kong ganyan pero pakiramdam ko kasi mas nakakatulong na meron akong Savings Account para hindi madaling magastos 'yung pera. Sa totoong buhay kasi, pa-20 20 lang ng bawas tapos magugulat ka na lang na wala ka na palang pera.

2. Kailangan ko kasi maarte ako. Ayoko paminsan gumagamit ng cash kasi ayoko ng sinusuklian ako ng barya lalo pag may binibili ako sa department stores o grocery. hahahaha. Pag dinirekta na kasi 'yung bayad sa debit card, maski 'yung kadulu-duluhang P .83 ng babayaran mo, saktong sakto lang 'yan na ibabawas sa'yo. Hindi ka na rin makukulangan ng P .05 sa suklian.

3. May record sa banko. Sabi kasi meron mga requirements paminsan na kinakailangan tignan 'yung bank records mo. Kunyari ako, pupunta ko ng Korea tas kailangan ko magpasa na meron akong enough funds sa bank para mag-tour e madali akong makakahingi. Pero dahil requirement ata ang show money kung pupunta ng S.Kor, good luck naman sa'kin. Baka makapasa 'yung pera ko. hahaha. Pilipinas na lang ulit, hindi pa kailangan ng show money. (pero malay ko naman diberrr!)

4. At kung sakaling matuloy ako ng Korea dahil nakapasa 'yung bank certificate ko edi meron akong ATM card na madadala dun pag magwi-withdraw ako ng pera.

5. Dyan kasi nagsisimula ang lahat. Hindi naman ako nag-apply ng credit card pero dahil sa Savings Account ko sa BDO e nakatanggap ako ng pre-approved JCB credit card na isang taon ko ng ginagamit ngayon.

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Mag-iisip pa ko ng ibang dahilan... edit ko na lang to ulit.

Ikaw ba, bakit mo gusto ng Savings Account?

Take note though that placing your money in a savings account just because you're hoping to receive interest will lead you nowhere. Masyadong maliit ang interest rates ng banks, as in malulugi ka na nga lang sa mga service charges pag magwi-withdraw ka. Ang kaibahan lang talaga sa banks saka sa bahay mo itatago 'yung pera ay 'yung safety at 'yung banking documents etc.

I don't really know how banks compute their interest but ito lang din.

Simple interest:

For example you have P 2,000 sa S.A mo na may .25% na annual interest.

2,000 x .0025 = P 5.00 less 20% tax pa 'yan ha.

Pag monthly, P 5.00 (less 20% tax) divided by 12, 'yan palang 'yung interest na mac-credit sa'yo. Laki noh! Isang buwan 'yan pinaghirapan ng pera natin na nakadeposit tapos 'yung mga P .25, P .10 at P .5 sa bahay, tinatapon lang. BIGAY NIYO NA LANG SA'KIN. MAY COLLECTION AKO NUN. Hahahaha.

Any corrections? suggestions? questions? and/or violent reactions? :))

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My fantasy to eat their Cheesecake Fantasy Signature Creation came true. Hahaha. Maisingit lang.

I first saw Coldstone Creamery in Serendra at BGC. It's located at a corner in Serendra fronting Market! Market! so when you're from Market! walking to Serenda (or vice versa), I bet you've passed by their BGC branch already. The first thing I noticed when I passed there wasn't their ice cream actually but their energetic staff/service. That time, I saw a guy tossing a scoop of ice cream first before mixing it with other add-ons in the "cold stone." Medyo may entertainment value pala dun eh. Uy, kakaibang experience. Then my second "encounter" was in Mall of Asia. That night we had the intention of eating but the place was so packed so we just looked for another place to eat at.

Long story short, I was able to try Coldstone Creamery in their branch closer to home- SM North EDSA.

Sobrang fail lang when he was making my order.

He scooped out the plain cheesecake ice cream, tossed it up in the air but he wasn't able to catch it and that whole scoop landed on the floor. Okay, nanghinayang ako dun ah. So he scooped another one again which he placed directly on the frozen stone, ayy wala ng show.

Anyway, this is basically how they prepare ice creams with mix-ins. You'll choose your ice cream flavor, your preferred mix-in and they'd prepare it there in front of you.

If you're like me who would rather settle for the sure ball, they have a list of their "Signature Creations" posted on the wall.

When I was about to get my order from the Ate, she asked me,

"Ma'am, catch?"
Parang ako since hindi ko agad naintindihan, "Okay."
Tas, "Ready na po." As in nakaayos na siyang ipa-catch sa'kin 'yung lalagyan ng ice cream ko.

"Huh? OMG Catch pala. Hindi Ate, abot mo na lang."

Natatawa na lang din ako sa sarili ko pag may mga ganyang moments na nahahalata ng ibang tao na hindi ko iniintindi sinasabi nila. Hahahaha.

Here's my order

Gotta Have It (4th size)
P 198.00

You also have an option to add waffle though obviously I chose not to.

This Cheesecake Fantasy is a mixture of cheesecake ice cream, crushed grahams, blueberries and strawberries.

This one's really good. It's like eating a real cheesecake in ice cream form. Oh diba, ang galing ko talaga mag-explain? haha. Pero seryoso, cheesecake kasi na cheesecake 'yung lasa. Unlike other ice cream shops that are offering cheesecake ice cream only to find cheesecake bits in the ice cream para matawag na cheesecake. In Coldstone, the ice cream itself is the cheesecake. Not to mention that while we were eating, the staffs sang with choreography pa nga.

Perfect for summer! Malapit na uy!!
Kahit summer weather naman na ang init sa Pilipinas.

P.S. Sana lang may free (service) water.

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